LIC Premium Calculator Online
Calculate LIC premiums for all plans instantly. Free maturity, surrender value, and commission calculators for LIC agents and policyholders. No signup needed.
Calculate LIC Premium Now
Select any LIC plan, enter age and sum assured. Get instant premium with GST breakdown.
Open Premium Calculator → Maturity CalculatorFree LIC Calculators
Premium Calculator
Calculate premiums for all current LIC plans. Includes GST, rider costs, and premium paying modes (yearly, half-yearly, quarterly, monthly).
Maturity Calculator
Estimate maturity amounts with bonus projections based on 10-year historical bonus rates. See what your policy will be worth.
Surrender Value Calculator
Calculate guaranteed and special surrender values. Know exactly what you'll receive if you need to exit your policy early.
Commission Calculator
LIC agents: calculate your first-year, renewal, and bonus commissions for any plan. Track your earning potential.
Loan Against Policy
Find out how much loan you can get against your LIC policy. Instant calculation with current interest rates.
Plan Comparison
Compare any two LIC plans side by side — premiums, maturity, death benefit, riders, loan eligibility.
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Frequently Asked Questions
How to calculate LIC premium online?
Use DoAide InsureKit at insure.doaide.com/premium-calculator. Select the LIC plan, enter your age and sum assured, choose the premium paying term, and get instant premium details including GST. Supports all current LIC plans.
Is the LIC premium calculator free?
Yes, InsureKit's LIC premium calculator is 100% free. No registration, no subscription, no trial period. All calculators are free forever.
Which LIC plan has the lowest premium?
LIC Tech Term (Plan 954) offers the lowest premiums as a pure term plan. For endowment plans, LIC New Jeevan Anand (Plan 915) is popular for its moderate premiums. Use InsureKit's plan comparison to compare.
Can I calculate LIC maturity amount online?
Yes. InsureKit's maturity calculator estimates maturity amounts including bonus projections based on 10-year historical bonus rates. Available for all endowment and money-back plans.
Does the calculator include GST?
Yes. InsureKit shows premium amounts both with and without GST (currently 4.5% for life insurance). You see the exact amount you'll pay including all taxes.